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    "parsed_content": "Press Releases\n \n New Report: Corruption Fuels the Student Loan Debt Crisis\n \n \n (202) 412-4270 \n media@rooseveltinstitute.org \n \n \n \n \n \n \n \n \n \n \n \n \n \n Roosevelt Institute Higher Education Expert Identifies Outsized Power of Special Interests in America\u2019s Staggering $1.5 Trillion Student Debt System\n \n \n \n \n \n \n \n \n \n \n \n \n \n NEW YORK, NY \u2013 In its latest issue brief, Who Pays? How Industry Insiders Rig the Student Loan System\u2014And How to Stop It, the Roosevelt Institute examines the excess power of special interests in U.S. policymaking as a factor in the country\u2019s outrageous $1.5 trillion in student loan debt. The report, written by Roosevelt Institute Fellow Julie Margetta Morgan, focuses on how colleges, loan servicers, and other industry players have used their influence over federal policymakers and regulators to procure bailouts, handouts, and exemptions that often force students deeper in debt.\nPolicymakers\u2019 receptivity to industry requests stands in stark contrast to the draconian rules and punishments that characterize the borrower experience. For example, Education Secretary Betsy DeVos recently went to bat to shield loan servicers from accountability under state law, while at the same time fighting borrowers in court to require payment from students who have been defrauded by their school.\nBy exploring such examples as the Department of Education\u2019s treatment of massive student loan servicer Navient (formerly known as Sallie Mae) and for-profit university chain Corinthian Colleges, the report shows how powerful industry lobbyists have rigged the student loan system\u2014all under the false pretense of doing what is best for students and taxpayers.\n\u201cAmerica didn\u2019t end up with more than a trillion dollars in student loan debt by accident,\u201d said Morgan, Fellow at the Roosevelt Institute and the report\u2019s author. \u201cWe need to look at all of the factors driving student debt today, and that includes the influence of those who profit when students borrow. This report helps to explain why it is so hard for borrowers to get help from the government\u2014those in the industry with money and power are pushing for their own interests and are clearly being heard.\u201d\nLast month, Morgan coauthored Unstacking the Deck: A New Agenda to Tame Corruption in Washington, which explored some of dynamics in this latest report and was covered at major outlets, including The Week, The Nation, and Huffington Post. Morgan is a nationally recognized expert on higher education policy and previously served as a senior policy advisor to Senator Elizabeth Warren (D-MA) on issues including college affordability and student loan servicing reform. Earlier this year, Roosevelt Institute Fellow and Research Director Marshall Steinbaum coauthored the Levy Institute report The Macroeconomic Effects of Student Debt Cancellation.\nAbout the Roosevelt Institute\nUntil the rules work for every American, they\u2019re not working. The Roosevelt Institute asks: what does a better society look like? Armed with a bold vision for the future, we push the economic and social debate forward. We believe that those at the top hold too much power and wealth, and that our economy will be stronger when that changes. Ultimately, we want our work to move the country toward a new economic and political system: one built by many for the good of all.\nIt takes all of us to rewrite the rules. From emerging leaders to Nobel laureate economists, we\u2019ve built a network of thousands. At Roosevelt, we make influencers more thoughtful and thinkers more influential. We also celebrate\u2014and are inspired by\u2014those whose work embodies the values of both Franklin and Eleanor Roosevelt and carries their vision forward today.\n##\n \n \n \n \n \n \n \n \nPrevious\n \n New Report Takes Aim at Myths About Shareholders, Describes Harm Their Power Causes\n \n \n Next\n \nStatement: President of Roosevelt Institute Responds to Supreme Court Ruling in Janus v. AFSCME",
    "ai_headline": "New Report: Corruption Fuels the Student Loan Debt Crisis",
    "ai_simplified_title": "Roosevelt Institute Report Examines Student Loan Debt Crisis",
    "ai_excerpt": "The Roosevelt Institute released a report examining how special interests influence the $1.5 trillion student loan debt crisis. The report, authored by Julie Margetta Morgan, focuses on how colleges and loan servicers use their influence to gain advantages. It highlights examples of industry lobbying and its impact on borrowers.",
    "ai_subject_tags": [
        "Student Loans",
        "Debt Crisis",
        "Corruption",
        "Higher Education",
        "Policy",
        "Lobbying",
        "Roosevelt Institute"
    ],
    "ai_context_type": "Research",
    "ai_context_details": {
        "tone": "informative",
        "perspective": "critical",
        "audience": "general",
        "credibility_indicators": [
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